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Independent credit-card guide · Starter

Novio SBM Credilio Secured Credit Card.

Build credit on your terms.

An FD-backed credit-card option for people beginning or rebuilding their credit journey.

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Featured: SBM Credilio Secured RuPay. The partner application may offer a different variant; SBM Bank India × Credilio decides eligibility and approval.

Issuer / partnerSBM Bank India × Credilio

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Information checked25 September 2026

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01Starter

SBM Credilio Secured RuPay

FD-backed card with UPI capability; deposit and card terms apply.

Deposit-backedUPI / RuPayStarter

Fees and availability are confirmed in the application flow.View card details

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