Using this website
Terms and conditions.
These terms describe the informational service offered by Credit Card Point and how application links work.
Last updated: 26 September 2026Our service
Credit Card Point publishes independent information about credit cards and provides links to external application journeys. We do not issue cards, lend money, perform credit checks, process applications, or act as the issuing bank.
Information is subject to change
Card descriptions are general information based on sources available when reviewed. Features, fees, rewards, offers, eligibility, and availability may change or differ by applicant. Always read the current issuer or partner documents and the exact offer presented before applying.
No promise of eligibility or approval
A page about a card does not mean you qualify for it or that the linked journey will offer that exact variant. The issuer or partner decides eligibility, credit limit, pricing, approval, and ongoing account terms.
External application journeys
Apply buttons open an external journey through a redirect service. Once you leave this site, the external operator’s terms and privacy policy apply. Check the destination and do not provide personal or financial information unless you are satisfied that you are in the intended application flow.
Responsible use
Use the site for lawful personal information gathering. Do not attempt to disrupt it, access restricted dashboard areas without authorisation, or submit false or harmful content through any site feature.
Names and illustrations
Bank and product names belong to their respective owners. Original illustrations on this site are visual previews and may not show the exact card you receive. Their appearance does not imply endorsement by an issuer.
Limits of the information
We try to keep information useful and accurate, but the site is provided as general information without a guarantee that every detail is current or complete. Nothing here is personal financial, legal, or tax advice. Your rights under applicable law are not excluded by these terms.
Updates and contact
We may revise these terms and update the date shown above. For questions about this website, email contact@creditcardpoint.com. For application or account support, contact the bank or application partner.